Terms of use

Effective October 19, 2026.

General information only

This website shares general information about funeral pre-planning, annuities and life insurance in California. It is not a policy, an annuity contract, a binder, a quote, an application or an offer to sell. Coverage and benefits exist only under a contract issued by an insurance company, on that contract's terms.

Who Janie is

Janie Brown is a licensed California insurance agent. For funeral plans she offers Homesteaders Life Company policies through Inglewood Cemetery Mortuary; she is not Inglewood Cemetery Mortuary, Inglewood Park Cemetery, or any insurance company, and does not speak for them. Insurance · CA Insurance License #0B79636 · NPN 2640291.

Not professional advice

Nothing here is legal, tax, investment, securities or Medi-Cal advice. Speak with a qualified professional about your own circumstances.

Accuracy

We work to keep everything current, but products, features, ratings and partner details change. Ratings appear with the date they applied. Your contract and its disclosure documents always control.

Links

Links to other websites are offered for convenience; we are not responsible for what they say.

Accessibility

We aim to meet WCAG 2.2 AA. If any part of this site is hard to use, email janie@janiebrown.agency and we will help another way.

Governing law

California law governs these terms.