The questions Janie hears most

It is a funeral arranged before it is needed: you choose the service and the merchandise now, and usually fund it at the same time with a small life insurance policy.

Often, yes. Homesteaders Life offers several ways to pay. Which ones you qualify for depends on the plan and your application, and Janie shows you the choices in writing.

Your plan records your wishes as they are today. Whether and how it can be changed later depends on the agreement you sign, and Janie goes over that part with you before you sign.

Not quite. Final expense insurance pays money to a beneficiary, who then decides how to spend it. A pre-need plan ties the policy to specific arrangements you chose with Inglewood Cemetery Mortuary, so your wishes and the money travel together.

Yes, anywhere in the neighborhoods Janie serves. You can also meet by phone or video, or at Inglewood Cemetery Mortuary. Just pick your preference on the form.

No. Many families from Culver City and across the Westside choose Inglewood Park Cemetery because loved ones are already there or because it is easy for everyone to reach.

Janie does not give Medi-Cal advice. If Medi-Cal eligibility matters to you, ask your county Medi-Cal office or an elder-law attorney before you buy. Ask Janie what paperwork you will receive.

Funeral prices come from the funeral home's General Price List, which you see at the meeting, and a policy's cost depends on your plan and your application. You get the actual costs in writing, not an estimate on a web page.

Yes. She also offers fixed annuities, indexed annuities, help with 401(k) rollover options and whole life insurance.